wealthy-2808-6

wealthy-2808-3

wealthy-2808-8

COMMERCIAL LENDING

KEY NICHES
key
Full Doc./ Lease Doc./ Low Doc.
30 years loan term
Interest rate from 8.64%
Up to LVR 75
SERCURITY
SERCURITY
Accepted Office, Warehouse, Factory, Retail Premises, Light Industry
Up to LVR 75
INCOMES
INCOMES
PAYG: 2 payslips
Self-employer Full Doc.: 1-year Financial or
Self-Employer Alt, Doc: Accountant Letter required only, or BAS (40 % Gross Turnover)

CONSTRUCTION LENDING

INTEREST RATE

Interest Rate from 7.53% (LVR 80, OO, PI)

Interest rate from 8.49% (LVR 80, IO).

SERCURITY

Wide ranges of properties

INCOMES

PAYG FullDoc.: the 2 latest payslips and 3 month salary credit statement

PAYG Full-Doc.: the 2 latest payslips and 3 month salary credit statement

Self-Employed Alt. Doc.: Accountant Letter only

OVERSEAS LENDING

Borrower

Variety of different visa holders

Australian Citizen/Pr working overseas

Up to LVR 80, Max loan $2,000,000

Key niches

UP to LVR 80, Max loan $2,000,000

Interest Rate from 8.23%

Apartment or House or House & Land package

Income

PAYG: the 2 latest payslips

Self-employed: Company Registration

Certificate and two of the following:

- Personal Tax Return

- Company Tax Return

- 1 year Financials

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Developmental lending

 

key nitches

 

  • LVR up to 70, Max loan: $80,000,000
  • Loan term: 7-18 months
  • Interest Rate from 8.49%

 

Checklist

 

  • DA & Feasibility Report
  • Most Recent QS Report
  • List of Pre-sales
  • The Builder/ Developer‘s Background
  • Guarantees/ Insurance Bonds/ Sunset/ Date of Settlement

shorterm- lending

Key niches

UP to LVR 80, Max loan $5,000,000

Unlimited Cash-out

No income required

Security

Vacant Land <=55%

Apartment<=70%

Houses/Townhouses<=65%

Commercial Security<=65%

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Home Loans